![]() ![]() These plans come in the form of an HMO or PPO plan. The plan replaces your Original Medicare. With a Medicare Advantage plan, you receive your Medicare benefits through the plan. Medicare Part C is simply a plan offered by private insurance companies that replaces your Original Medicare. Part C: Refers to Medicare Advantage plans and is not to be confused with your primary Medicare coverage part A and B. This increases if your income is over $85k for an individual or $170k for a couple. This premium is generally $135.50 per month (for 2019). ![]() You pay a monthly premium for this coverage. Part B (Medical Insurance): covers most medically necessary doctors’ services, preventive care, durable medical equipment, hospital outpatient services, laboratory tests, x-rays, mental health care, and some home health and ambulance services.It is free if you have worked and paid Social Security taxes for at least 40 calendar quarters (10 years) you will pay a monthly premium if you have worked and paid taxes for less time. Part A (Hospital Insurance): covers most medically necessary hospital, skilled nursing facility, home health, and hospice care.These are the only parts of Medicare that are administered through the government. Parts A and B are administered by the U.S. Original Medicare is made up of two parts A and B. This article will help you better understand how the different parts of Medicare work. You may have heard Medicare has different “parts” or “plans.” This can be very confusing. ![]()
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